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November 7th, 2008 9:11 AM by Sam Kader MLO130505
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Posted by Sam Kader MLO130505 on November 7th, 2008 9:11 AM
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Recent Posts:
Seattle ends traditional Single-Family Zoning — But don’t expect a building boom just yet
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How missed student loan payments are hurting credit scores and what It means for you
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March 2025
Closed-End 2nd Mortgage
Challenges Facing VA Homebuyers Amid Policy Changes
Closing on time
2025 Holiday Schedule
How will new realtor rules affect the mortgage industry
CFPB what fewer financial protections means for us
Telephone Consumer Protection Act (TCPA) Do Not Call Consumer Consent Changes in 2025
February 2025
What is escrow
What experts predict for mortgage rates in 2025
January 2025
Date the rate, Marry the home
December 2024
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To Lock or Not to Lock
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November 2024
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Should I pay points
3% Down Payment
Resources for Down payment
Will rates drop in 2024
Why you shouldn't be sitting on the fence
Benefits of becoming a homeowner
Down Payment Assistance (DPA) program
Mortgage rates
October 2024
Should I refinance now?
Roadmap and tips to buying a house
September 2024
Four ways to remove Private Mortgage Insurance (PMI)
August 2024
New Research Concludes Consumers Save $10,662 Working With a Mortgage Broker
Tips for rate shopping
Confession of a Mortgage Broker
July 2024
Construction Loan
VA Interest Rate Reduction Refinancing Loan (IRRRL)
July Fourth Festivities
June 2024
2024 Loan Limits
De-Mystifying Adjustable-Rate Mortgages (ARMs)
Do's and Don't on Purchase and Sale Agreement
April 2024
Housing market in lock-in effect
Why you should work with mortgage brokers
7 secrets to successful homebuying
Rates and APR
March 2024
E-Signing
Starting a new loan application
February 2024
First-Time Home Buyers
Should I refinance
January 2024
Home financing without credit score
Home prices fell in 2023
November 2023
Temporary rate buydown
September 2023
Home Title
August 2023
Tips on identity theft
Home Inspection
House Buying Tips
July 2023
First-Time Homebuyers loan program
June 2023
Escrow or impound account.
Seattle-area home prices in May 2023
May 2023
FannieMae and FreddieMac LLPA
Tips on closing on time from an escrow company
Moving expenses to consider
Seattle housing market
April 2023
Will rates go back down to 2020/2021 level again
First-time Home buyers mistakes you can learn from
Gift funds for down payment
Loan lock process
Myths about VA Loans
Things we need along the way
FHA Underwriting Updates
Becoming a landlord
March 2023
New rules on condos
How long should I keep my house
Prepare for Spring time
February 2023
FHA annual Mortgage Insurance Premium and VA Funding Fee reduction
Questions to ask your lenders.
A potential deal killer - Debt-To-Income (DTI) Ratio
Should I pay off my mortgage early
January 2023
Moving Tips
Home-price dip this year - will it affect my next year property-tax bill?
Seller concession Limits
November 2022
2023 Loan Limits
Appraisal and Comparative Market Analysis (CMA)
October 2022
Equifax data breach - what you should know.
Gifting Funds
July 2022
Medical debt and credit scores
June 2022
Buying a home or refinancing - DO NOT wait
May 2022
5 Habits of 800 FICO scorers
April 2022
FHA Condo Approval
March 2022
WA launches new way to report illegal robocalls
New 2022 Loan Limits
February 2022
Identity theft
Revised Self-employment rules
Second Homes and High Balance Loans
January 2022
Property Insurance premium is going up.
Lower Appraisal
What to do when a tree falls down
November 2021
5 ways to win bidding wars
September 2021
ARMs in 2014
August 2021
Rapid ReScore
July 2021
Buying investment property and second home
May 2021
Home Warranty
Buying again after Short Sale, Foreclosure and Bankcruptcy.
Buying after a short sale
April 2021
Appealing assessment on Property Taxes
2021 Loan Limits
March 2021
Credit scores still matter even if borrowing is over
Opening an account with Ticor Title and escrow
How to protect ourselves from wire fraud.
September 2020
Buying or Refinancing
Self Employed 101
April 2020
Forbearance
Paying your mortgage when money is tight
March 2020
Underwriting FNMA guidelines change due to COVID-19
Mortgage Rates - Fed determined to boost market liquidity
February 2020
Heads up you've been tagged
December 2019
7 Ways to build credit fast
November 2019
2020 Loan Limits
August 2019
FICO Score and Credit Utilization
July 2019
Private Mortgage Insurance
Why are FICO scores different for 3 credit bureaus?
February 2019
Can I still deduct mortgage interest in 2018?
December 2018
2019 New Loan Limits
November 2018
21 items to get your house ready for Fall
October 2018
Mortgage Rates are climbing. Last chance to lock in a lower rate.
September 2018
How to request FREE credit freezes
August 2018
Appraisal Credit for you
Appraisal Waivers
July 2018
First Time Homebuyers
Homebuying mistakes of all ages
June 2018
Cash-Out Refinance and Home Equity Line of Credit (HELOC)
Where does underwriting stand today in 2018?
April 2018
Can I still deduct mortgage interest?
February 2018
Road map to buy a house
Road map to best rates.
December 2017
2018 New Conforming Loan Limits
August 2017
12 steps to prevent wire fraud
4 tips in buying investment properties
July 2017
Loan Limits in Washington State
4 ways we help expedite your closing.
June 2017
Inventory hits record low
April 2017
Things to do inside and around the house in Spring
March 2017
How to buy a home when you haven't sold yours yet.
February 2017
7 Misconceptions about Reverge Mortgage
January 2017
4 reasons why you should lock your rate
4 items that can kill your deal.
Not so great news from FHA
December 2016
7 Tips for Home Equity Lines of Credit (HELOC)
November 2016
Appraiser shortage or a broken system?
July 2016
Building up credit profile
June 2016
Co-signing a loan
Multiple Offers
May 2016
Lease-To-Own and Land Contracts
April 2016
Property Inspection
March 2016
VA Entitlement
Fannie Mae HomeStyle Renovation Program
November 2015
Are you qualified to buy another property?
July 2015
Bidding wars and what you can do about Seattle sizzling real estate!
Greece financial mess - How it came about?
June 2015
Stay Cool
January 2015
FHA reduced annual mortgage insurance premium
Rent Vs. Buy
November 2014
Reverse mortgages 2015
October 2014
Condo bargains in Seattle, WA
Affordable home prices in Seattle
August 2014
New FICO Score 9.0
New Rules for borrowers with previous short sales
July 2014
Seattle hiking guide
June 2014
Average Rents in Seattle
Mortgage Forgiveness Debt Relief Act
April 2014
Homes in Seattle for under $400,000
March 2014
FHA and Prepaid Interest Charges
Homeowners Equity on the rise.
February 2014
Up to 3.5% towards closing costs
Qualified Mortgage (QM) and Ability to Re-pay (ATR)
January 2014
Chrystal ball for 2014 Mortgage Rate and Housing Outlook
Seattle Rent
December 2013
$35,000 for home upgrades and renovations
November 2013
FHA back to work program
October 2013
Uncle Sam is back in business
September 2013
Thank you Ben
Good news for short-sellers
July 2013
Local Real Estate market chugging along
March 2013
7 must have apps
February 2013
Conventional Vs. FHA Financing
Renting versus Buying?
FHA loans anyone?
July 2012
New Mortgage Disclsoure
March 2012
New FHA Streamline Refinance 2012
FHA increases mortgage fees
HARP 2 extended through 2015
February 2012
Foreclosure Settlement
Deed-in-lieu-of-foreclosure Vs. Short-sale Vs. Foreclose
January 2012
Forbearance for Unemployed homeowners
September 2011
Buying or refinancing. But wait, there's more
August 2011
Tips of protecting online privacy.
March 2011
Have you received form 1099-C from your lender yet?
February 2011
Proposal for Fannie and Freddie
Negative Equity
December 2010
New credit disclosure starting in January 2011
Buyer's Market
September 2010
How to increase your home value
August 2010
Are you qualified for a refinancing?
June 2010
What? Rates are dropping again?
May 2010
Tax Benefits from Rental Property
March 2010
Changes to FHA Policies
February 2010
Home Affordable Refinance Program
FHA Updates
Home Buyers Tax Credit only through 4/30/2010
January 2010
Fed Holds Steady on Rates
King and Pierce County Sales Data
December 2009
Are you Ready To Buy Yet?
November 2009
Plan your ARM Resets
August 2009
Don't Miss the Train
July 2009
July 31 2009 - HEPA
April 2009
Tips in facing Foreclosure
Tips for Successful Short Sale
March 2009
The Homeowner Affordability and Stability Plan (HASP) - Signed on 2/18/09. Revised 6/09
January 2009
Amended Housing Tax Credit of $8,000
What to do about Refinancing?
Foreclosure Rescue Scam
Budgeting 101 and Credit Card Debt
December 2008
FHA Mortgages
New Jumbo Conforming Loan Limit
Loan Modification
November 2008
Recession Proof Jobs
October 2008
Bank of America/ Countrywide - Settlement with Attorney General
How it all began
Deals on FORECLOSURES
September 2008
Rates are lower again?
August 2008
Housing Tax Credit - $7,500 and Hope For Homeowners
July 2008
Mortgage New Rules Post Subprime Era
June 2008
Lenders Default and Mortgage Brokers uncertainty post subprime market
May 2008
Mortgage Lates, Foreclosure and Short-Sale
March 2008
HUD proposed mortgage overhaul
How to handle debt collectors
HUD releases new Loan Limits
February 2008
Identity Theft and Credit Freeze
Fed funds rate, homeowner tax breaks, Seattle mortgage break and short sales
January 2008
Mortgage Freeze at 888-995-HOPE
December 2007
Tips for selling a house in a tight market
September 2007
Mortgage rates are not correlated with Fed Funds
Fed offers mortgage bailout
August 2007
Scam Alert
Seattle home prices defy logic
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FHA Rehab 203(k)ContractorsConventional Rehab. (1)
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FHA Underwriting, Underwriting Guidelines, (4)
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first time home buyers (9)
first time home buyers, (3)
first time home buyers, Appraisal, (1)
first time home buyers, closing costs, (1)
first time home buyers, Home buying Do's and Don't (1)
first time home buyers, Market Update, (4)
first time home buyers, Underwriting Guidelines, (6)
foreclosure (2)
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Home Maintenance (2)
Home Maintenance, (1)
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HomeReady, HomePossible, first time home buyers, (3)
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mortgage rates, (6)
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NAR Settlement (1)
Points (1)
Points, closing costs, (2)
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Property inspection, first time home buyers, (2)
property inspection, Pre-Approval, Millennials, ap (1)
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rent-vs-buy,Pre-Approval, Millennials, first time (1)
robocall (1)
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Self-help websites (1)
seller concessions (1)
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Spring (1)
tax benefits, (1)
temporary rate buydown (1)
TRID (1)
Underwriting Guidelines (5)
Underwriting Guidelines, (1)
Underwriting Guidelines, FHA Underwriting, (1)
Underwriting Guidelines, first time home buyers, (1)
Underwriting Guidelines, Lock rate (1)
VA loans (4)
why you should work with a mortgage broker (1)
Wire fraud (1)
Wire Fraud, Escrow, (2)
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