Lic# MB 78982
Toggle Navigation
Menu
Home
My Blog
Customer Login
Loan Originator Profiles
Loan Application
Pre-Approval
Steps to buying a home
Mortgage Savings
Mortgage Tuneup
Rate Alert
Mortgage Details
Mortgage Calculators
Your FICO score
What our clients think?
VA Loans
New Loan Quote
My New Blog
Recession Proof Jobs
November 7th, 2008 9:11 AM by Sam Kader MLO130505
Computer Systems analsyst
Network systems and data communications analysts
Network and computer systems administrators
Registered Nurses
Teachers, postsecondary
Physical therapists
Physicians and surgeons
Dental hygienists
Pharmacists
Medical and health services managers
Posted in:
General
Posted by Sam Kader MLO130505 on November 7th, 2008 9:11 AM
Post a Comment
Subscribe to this blog
Recent Posts:
7 secrets to successful homebuying
Rates and APR
E-Signing
TRID
What is escrow
Archives:
July 2007
Seattle Freeze is on
Useful websites
It's a summer time. Prevent your home from burglaries
Financial Information
March 2024
Starting a new loan application
Why you should work with mortgage brokers
February 2024
First-Time Home Buyers
Home buying do's and don't
Should I refinance
January 2024
Home financing without credit score
Home prices fell in 2023
December 2023
2024 Loan Limits
November 2023
Temporary rate buydown
October 2023
Four ways to remove Private Mortgage Insurance (PMI)
September 2023
Home Title
August 2023
Tips on identity theft
Home Inspection
House Buying Tips
July 2023
First-Time Homebuyers loan program
June 2023
Do's and Don't on Purchase and Sale Agreement
Escrow or impound account.
Seattle-area home prices in May 2023
May 2023
Closing on time
FannieMae and FreddieMac LLPA
Tips on closing on time from an escrow company
Moving expenses to consider
Seattle housing market
April 2023
Will rates go back down to 2020/2021 level again
First-time Home buyers mistakes you can learn from
To Lock or Not to Lock
Gift funds for down payment
Loan lock process
Myths about VA Loans
Things we need along the way
FHA Underwriting Updates
Becoming a landlord
Tips for rate shopping
March 2023
Should I pay points
New rules on condos
Mortgages for Home Renovations.
How long should I keep my house
Prepare for Spring time
February 2023
FHA annual Mortgage Insurance Premium and VA Funding Fee reduction
Questions to ask your lenders.
A potential deal killer - Debt-To-Income (DTI) Ratio
Should I pay off my mortgage early
2023 Holiday Schedule
January 2023
14 ways to raise your credit score
Moving Tips
Home-price dip this year - will it affect my next year property-tax bill?
Seller concession Limits
November 2022
2023 Loan Limits
Appraisal
Appraisal and Comparative Market Analysis (CMA)
October 2022
Equifax data breach - what you should know.
Gifting Funds
July 2022
Medical debt and credit scores
June 2022
De-Mystifying Adjustable-Rate Mortgages (ARMs)
Buying a home or refinancing - DO NOT wait
May 2022
5 Habits of 800 FICO scorers
April 2022
FHA Condo Approval
March 2022
WA launches new way to report illegal robocalls
New 2022 Loan Limits
February 2022
Identity theft
Revised Self-employment rules
Second Homes and High Balance Loans
January 2022
Property Insurance premium is going up.
Lower Appraisal
What to do when a tree falls down
November 2021
5 ways to win bidding wars
September 2021
ARMs in 2014
August 2021
Rapid ReScore
July 2021
Buying investment property and second home
May 2021
Home Warranty
Buying again after Short Sale, Foreclosure and Bankcruptcy.
Buying after a short sale
April 2021
Appealing assessment on Property Taxes
2021 Loan Limits
March 2021
Credit scores still matter even if borrowing is over
Opening an account with Ticor Title and escrow
How to protect ourselves from wire fraud.
Confession of a Mortgage Broker
Benefits of becoming a homeowner
September 2020
Buying or Refinancing
Self Employed 101
April 2020
Forbearance
Paying your mortgage when money is tight
March 2020
Underwriting FNMA guidelines change due to COVID-19
Mortgage Rates - Fed determined to boost market liquidity
February 2020
Heads up you've been tagged
December 2019
7 Ways to build credit fast
November 2019
2020 Loan Limits
August 2019
FICO Score and Credit Utilization
July 2019
Private Mortgage Insurance
Why are FICO scores different for 3 credit bureaus?
February 2019
Can I still deduct mortgage interest in 2018?
December 2018
2019 New Loan Limits
November 2018
21 items to get your house ready for Fall
October 2018
Mortgage Rates are climbing. Last chance to lock in a lower rate.
September 2018
How to request FREE credit freezes
August 2018
Appraisal Credit for you
Appraisal Waivers
July 2018
First Time Homebuyers
Homebuying mistakes of all ages
June 2018
Cash-Out Refinance and Home Equity Line of Credit (HELOC)
Where does underwriting stand today in 2018?
April 2018
Can I still deduct mortgage interest?
February 2018
Road map to buy a house
Road map to best rates.
January 2018
Resources for Down payment
December 2017
2018 New Conforming Loan Limits
August 2017
12 steps to prevent wire fraud
4 tips in buying investment properties
July 2017
Loan Limits in Washington State
4 ways we help expedite your closing.
June 2017
Inventory hits record low
May 2017
Down payment from 401(K) plan.
April 2017
Things to do inside and around the house in Spring
March 2017
How to buy a home when you haven't sold yours yet.
February 2017
7 Misconceptions about Reverge Mortgage
January 2017
4 reasons why you should lock your rate
4 items that can kill your deal.
Not so great news from FHA
December 2016
7 Tips for Home Equity Lines of Credit (HELOC)
November 2016
Appraiser shortage or a broken system?
July 2016
Building up credit profile
June 2016
Co-signing a loan
Multiple Offers
May 2016
Lease-To-Own and Land Contracts
April 2016
Property Inspection
March 2016
VA Entitlement
Fannie Mae HomeStyle Renovation Program
November 2015
Are you qualified to buy another property?
July 2015
Bidding wars and what you can do about Seattle sizzling real estate!
Greece financial mess - How it came about?
June 2015
Stay Cool
January 2015
FHA reduced annual mortgage insurance premium
Rent Vs. Buy
3% Down Payment
November 2014
Reverse mortgages 2015
October 2014
Condo bargains in Seattle, WA
Affordable home prices in Seattle
August 2014
New FICO Score 9.0
New Rules for borrowers with previous short sales
July 2014
Seattle hiking guide
July Fourth Festivities
June 2014
Average Rents in Seattle
Mortgage Forgiveness Debt Relief Act
April 2014
Fico Score
Homes in Seattle for under $400,000
March 2014
FHA and Prepaid Interest Charges
Homeowners Equity on the rise.
February 2014
Up to 3.5% towards closing costs
Qualified Mortgage (QM) and Ability to Re-pay (ATR)
January 2014
Chrystal ball for 2014 Mortgage Rate and Housing Outlook
Seattle Rent
December 2013
$35,000 for home upgrades and renovations
November 2013
FHA back to work program
October 2013
Uncle Sam is back in business
September 2013
Thank you Ben
Good news for short-sellers
July 2013
Local Real Estate market chugging along
March 2013
7 must have apps
February 2013
Conventional Vs. FHA Financing
Renting versus Buying?
FHA loans anyone?
Why you shouldn't be sitting on the fence
July 2012
New Mortgage Disclsoure
March 2012
New FHA Streamline Refinance 2012
FHA increases mortgage fees
HARP 2 extended through 2015
February 2012
Foreclosure Settlement
Deed-in-lieu-of-foreclosure Vs. Short-sale Vs. Foreclose
January 2012
Forbearance for Unemployed homeowners
September 2011
Buying or refinancing. But wait, there's more
August 2011
Tips of protecting online privacy.
March 2011
Have you received form 1099-C from your lender yet?
February 2011
Proposal for Fannie and Freddie
Negative Equity
December 2010
New credit disclosure starting in January 2011
Buyer's Market
September 2010
How to increase your home value
August 2010
Are you qualified for a refinancing?
June 2010
What? Rates are dropping again?
May 2010
Tax Benefits from Rental Property
March 2010
Changes to FHA Policies
February 2010
Home Affordable Refinance Program
FHA Updates
Home Buyers Tax Credit only through 4/30/2010
January 2010
Fed Holds Steady on Rates
King and Pierce County Sales Data
December 2009
Are you Ready To Buy Yet?
November 2009
Plan your ARM Resets
August 2009
Don't Miss the Train
July 2009
July 31 2009 - HEPA
April 2009
Tips in facing Foreclosure
Tips for Successful Short Sale
March 2009
The Homeowner Affordability and Stability Plan (HASP) - Signed on 2/18/09. Revised 6/09
January 2009
Amended Housing Tax Credit of $8,000
What to do about Refinancing?
Foreclosure Rescue Scam
Budgeting 101 and Credit Card Debt
December 2008
FHA Mortgages
New Jumbo Conforming Loan Limit
Loan Modification
November 2008
Recession Proof Jobs
October 2008
Bank of America/ Countrywide - Settlement with Attorney General
How it all began
Deals on FORECLOSURES
September 2008
Rates are lower again?
August 2008
Housing Tax Credit - $7,500 and Hope For Homeowners
July 2008
Mortgage New Rules Post Subprime Era
June 2008
Lenders Default and Mortgage Brokers uncertainty post subprime market
May 2008
Mortgage Lates, Foreclosure and Short-Sale
March 2008
HUD proposed mortgage overhaul
How to handle debt collectors
HUD releases new Loan Limits
February 2008
Identity Theft and Credit Freeze
Fed funds rate, homeowner tax breaks, Seattle mortgage break and short sales
January 2008
Mortgage Freeze at 888-995-HOPE
December 2007
Tips for selling a house in a tight market
September 2007
Mortgage rates are not correlated with Fed Funds
Fed offers mortgage bailout
August 2007
Scam Alert
Seattle home prices defy logic
March 2024 (2)
February 2024 (3)
January 2024 (2)
December 2023 (1)
November 2023 (1)
October 2023 (1)
September 2023 (1)
August 2023 (3)
July 2023 (1)
June 2023 (3)
May 2023 (5)
April 2023 (10)
March 2023 (5)
February 2023 (5)
January 2023 (4)
November 2022 (3)
October 2022 (2)
July 2022 (1)
June 2022 (2)
May 2022 (1)
April 2022 (1)
March 2022 (2)
February 2022 (3)
January 2022 (3)
November 2021 (1)
September 2021 (1)
August 2021 (1)
July 2021 (1)
May 2021 (3)
April 2021 (2)
March 2021 (5)
September 2020 (2)
April 2020 (2)
March 2020 (2)
February 2020 (1)
December 2019 (1)
November 2019 (1)
August 2019 (1)
July 2019 (2)
February 2019 (1)
December 2018 (1)
November 2018 (1)
October 2018 (1)
September 2018 (1)
August 2018 (2)
July 2018 (2)
June 2018 (2)
April 2018 (1)
February 2018 (2)
January 2018 (1)
December 2017 (1)
August 2017 (2)
July 2017 (2)
June 2017 (1)
May 2017 (1)
April 2017 (1)
March 2017 (1)
February 2017 (1)
January 2017 (3)
December 2016 (1)
November 2016 (1)
July 2016 (1)
June 2016 (2)
May 2016 (1)
April 2016 (1)
March 2016 (2)
November 2015 (1)
July 2015 (2)
June 2015 (1)
January 2015 (3)
November 2014 (1)
October 2014 (2)
August 2014 (2)
July 2014 (2)
June 2014 (2)
April 2014 (2)
March 2014 (2)
February 2014 (2)
January 2014 (2)
December 2013 (1)
November 2013 (1)
October 2013 (1)
September 2013 (2)
July 2013 (1)
March 2013 (1)
February 2013 (4)
July 2012 (1)
March 2012 (3)
February 2012 (2)
January 2012 (1)
September 2011 (1)
August 2011 (1)
March 2011 (1)
February 2011 (2)
December 2010 (2)
September 2010 (1)
August 2010 (1)
June 2010 (1)
May 2010 (1)
March 2010 (1)
February 2010 (3)
January 2010 (2)
December 2009 (1)
November 2009 (1)
August 2009 (1)
July 2009 (1)
April 2009 (2)
March 2009 (1)
January 2009 (4)
December 2008 (3)
November 2008 (1)
October 2008 (3)
September 2008 (1)
August 2008 (1)
July 2008 (1)
June 2008 (1)
May 2008 (1)
March 2008 (3)
February 2008 (2)
January 2008 (1)
December 2007 (1)
September 2007 (2)
August 2007 (2)
July 2007 (4)
Categories:
100% financing, first time home buyers, affordable (1)
100% financing, first time home buyers, Gift relat (1)
100% financing, Low Down Payment, Down payment (2)
Activities in Washington, Entertainment (2)
Adjustable Rate Reset, Adjustable Rate Mortgage (3)
afforable homes in Seattle, first time home buyers (1)
affordable homes in Seattle, Bidding wars, first t (4)
Appraisal (3)
Appraisal, Underwriting Guidelines, (2)
APR (1)
bankcruptcy (2)
bankcruptcy, Deed-In-Lieu, Foreclosure, Short sale (2)
Bidding wars (1)
Bidding wars, Homes Inventory (1)
Cash-Out Refinance, HELOC, Taxes, Underwriting Gui (1)
closing on time (2)
Condo (2)
COVID-19 (2)
COVID-19, Forbearance (1)
Credit Repair, Credit Score, FICO Score (3)
Credit Repair, Credit Score, FICO Score, (1)
Credit Score, Credit Pull (1)
Credit Score, Credit Repair, FICO Score, (1)
Credit Score, Credit Repair, FICO Score,budget (5)
Credit Score, Credit Repair, first time home buyer (1)
Credit Score, FICO (3)
deed-In-Lieu (2)
E-sign, Loan process (1)
E-sign, Loan process, Lock rate, first time home b (1)
Entertainment, Activities in Washington (1)
Escrow (4)
Escrow, Impound account, Underwriting Guidelines, (1)
Fed Funds, mortgage rates (2)
Fed Funds, mortgage rates, Mortgage brokers are th (1)
FHA (1)
FHA Rehab 203(k), Contractors, Conventional Rehab. (2)
FHA Rehab 203(k)ContractorsConventional Rehab. (1)
fha reverse mortgages, FHA underwriting guidelines (1)
FHA Underwriting, Underwriting Guidelines (5)
FHA Underwriting, Underwriting Guidelines, (4)
FICO Score, Credit Score, (2)
first time home buyers (2)
first time home buyers, (3)
first time home buyers, Appraisal, (1)
first time home buyers, closing costs, (1)
first time home buyers, Home buying Do's and Don't (1)
first time home buyers, Market Update, (1)
first time home buyers, Underwriting Guidelines, (4)
foreclosure (2)
General (57)
Gift funds (2)
Greece (1)
HELOC, Taxes, Underwriting Guidelines, (1)
HELOC, Underwriting Guidelines, (1)
Holiday schedule (1)
Home Afforable and Stability Plan (1)
Home Affordable Refinancing Act, HARP,Refinance (4)
Home buying Do's and Don't, first time home buyers (1)
Home Maintenance (1)
Home Maintenance, (1)
Home Title, Title Insurance (1)
Home Value, Refinance, Remodel (2)
Home Warranty, (1)
HomeReady, HomePossible, first time home buyers, (2)
Identity Theft (3)
Investment Property (1)
Investment Property, Landlord, rent-vs-buy, Rental (3)
Landlord, Investment Property (2)
Lease-To-Own, Land Contracts (1)
Loan limits (4)
Loan Limits, Underwriting Guidelines (2)
Loan Limits, Underwriting Guidelines, (2)
Loan Limits, Underwriting Guidelines, first time h (1)
Loan process (2)
Loan process, Lock rate (1)
Low Down Payment (2)
mortgage rates, (2)
mortgage rates, Mortgage brokers are the best, (2)
Mortgage Rules (3)
Mortgage Rules, Refinance, Home buying Do's and Do (2)
Moving Day (1)
Moving Day, first time home buyers, (1)
Multitple offers, Bidding wars (1)
Points, closing costs, (2)
Pre-Approval,Loan process, Lock rate (1)
Private Mortgage Insurance, Mortgage Insurance (4)
Property inspection, first time home buyers, (2)
property inspection, Pre-Approval, Millennials, ap (1)
Property Insurance (2)
Property Taxes (1)
Property Taxes, first time home buyers, (1)
Purchase and Sale Agreement, PSA (1)
Refinance (2)
Refinance, Cash-OutRefinance, (1)
rent-vs-buy,Pre-Approval, Millennials, first time (1)
robocall (1)
Self-Employed borrower, qualification income (1)
Self-Employed borrower, Underwriting Guidelines, (1)
Self-help websites (1)
seller concessions (1)
Short sale (3)
Spring (1)
tax benefits, (1)
temporary rate buydown (1)
TRID (1)
Underwriting Guidelines (5)
Underwriting Guidelines, (1)
Underwriting Guidelines, FHA Underwriting, (1)
Underwriting Guidelines, first time home buyers, (1)
Underwriting Guidelines, Lock rate (1)
VA loans (3)
why you should work with a mortgage broker (1)
Wire fraud (1)
Wire Fraud, Escrow, (2)
My Favorite Blogs:
Sites That Link to This Blog:
×
Close
Add a new blog comment
*
Name:
*
Email Address:
URL:
*
Comment:
Characters from the image above:
Your entry does not match the image, please try again.
Submit Comment
×
Close
Subscribe To My Blog
*
Name:
*
Email Address:
Address:
City:
State:
Zip:
*
Characters from the image above:
Your entry does not match the image, please try again.
Subscribe
/Apps/Forms/LeadFormViewer.aspx?FormID=43334&GroupID=315148&PageName=Blog&AWSAccountPageID=50252396&NotificationEmail=