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VA Entitlement

March 31st, 2016 12:20 PM by Sam Kader MLO130505

Elligible Veterans in most parts of the county have a primary entitlement of $36,000 and a secondary entitlement of $68,250 calculated as follows (25% * $417,000). In high balance loan limits such as in King County - that ran range up to $625,500 and higher. The VA entitlement loan limits are calculated as the lesser of the two amount below: 
  • 25% of the VA loan amount or
  • 25% of the VA loan limits in that county.
Example on how you can have two VA loans at once:
Assuming in Conventional VA loan limits of $417,000 - entitlement for the VA is $104,250 ($417,000 * 25%).
  • Assuming 1st house purchase price is $200,000. Therefore, 1st VA entitlement is $54,250 ($200,000 * 25%).
  • The subsequent purchase price is capped at $200,000 ($104,250 - $54-250 /25%).
Posted in:VA loans and tagged: VA loans
Posted by Sam Kader MLO130505 on March 31st, 2016 12:20 PM



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