September 29th, 2025 10:09 AM by Sam Kader NMLS# 130505
A simple guide For WA homeowners
A Closed-End Second (CES) Loan is a second mortgage. It lets you borrow money from your home’s equity without changing your first mortgage.
You get a lump sum of cash at closing and pay it back over 10, 15, 20, or 30 years with fixed monthly payments.
This loan gives you funds all at once, which can make planning easier.
Exact approval depends on full underwriting and program rules.
Let’s see if a CES loan fits your goals. Contact: