February 6th, 2008 10:02 PM by Sam Kader
If you need to freeze your credit because of theft identity, please write to the following credit bureaus along with proofs they required:
File a complaint with the Federal Trade Commission and file a police report. Get a copy of the report not just a case number. If there have been unauthorized charged on your accounts, act quickly. Call the company and ask for a fraud form. With credit cards you only will be held liable for $50 if your report within 60 days. With debit cards the sonner the better. If you report within 2 days, you are liable for $50 according to ITRC.
Signs that your identity has been compromised:
Help prevent identity theft by shredding all financial documents with your personal information. Only give our social security number when absoluteley necessary. Never give out personal information on the phone through the mail unless you know who you're dealing with.
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