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Conventional 30 Year Fixed rate from 2.5% to 3.0% on new borrower purchases and refinances

April 17th, 2023 3:52 PM by Sam Kader

Conquest is an exclusive program designed to offer you competitive rates at the lowest rate ranges on all purchases and on any refinances where the borrower hasn’t closed a loan with the lender -  United Wholesale Mortgage (UWM) in the last 18 months. With 30-year fixed rates ranging from 2.5%-3.0%* on purchases and rate/term refinances. 


  • Significantly better rates
  • Rates ranging from 2.5%-3.0%* for 30-year fixed 
  • Available on purchases and rate/term refinances
  • Terms from 10 to 30 years
  • Conventional loans only
  • Subject property must qualify for it 
  • Primary and secondary residences only
  • Rate/Term refinances that have not closed with UWM in the last 18 months
  • Must close in 22 days (from locking to recording) as lock extension is costly
  • Lock anywhere from 8-22 days  (UWM average is 11 days sub to CTC)
*The principal and interest payment on a $200,000 30-year Fixed-Rate Loan at 2.875% and 80% loan-to-value (LTV) is $829.78. The Annual Percentage Rate (APR) is 3.097% with estimated finance charges of $5,600. The principal and interest payment does not include taxes and home insurance premiums, which will result in a higher actual monthly payment. Rates current as of 05/12/2020. The APR is calculated using the Actuarial Method. 
Posted by Sam Kader on April 17th, 2023 3:52 PM



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Pacific Coast Financial LLC

Lic# MB 78982

2150 N. 107th Street Suite 170
Seattle, WA 98133