Are you pre-approved for a loan?
One of the biggest hurdles in applying for a mortgage is gathering all the paperwork. In general, please have these items readily available. Lenders want detailed information on your financial past (at least the last 2 years) and present to help them to predict your financial future. A Pre-Approval letter gives you comfort in knowing how much home mortgage you can afford. We will carefully review your time horizon and financial feasibility with different home mortgage financing options to obtain optimum mortgage rates for you. A Pre-Approval letter is not binding on the lender. Upon receiving requested items above, we will submit your Home Mortgage Application for Conditional Approval.
Secrets to Pre-Approval success factors (in order of hierarchy):
Read more here for additional tips on your smooth and successful closing. Please contact me for assistance. Our virtual office is open 24/7.
Do you have a question regarding a mortgage program?