Pacific Coast Financial LLC

Washington State Mortgage Services – Seattle Based Expertise

As a local mortgage broker, we help homebuyers, homeowners, and investors across Washington State with purchase loans, refinancing, home equity, and investment property financing.

Local market knowledge matters. Working with a Washington-based broker means you speak with someone who understands regional lending practices and property conditions — not a call center.

Our approach is straightforward: clear communication, accurate information, and consistent follow-through. We emphasize education first so you can understand your choices and move forward with confidence.

Curious how inflation has affected your buying power?
Calculate it here.

If you currently own a home in Washington, refinancing may be worth reviewing — even if you’ve refinanced before or believe nothing has changed.

Home values, loan programs, and personal financial goals change over time. A refinance review helps homeowners understand where they stand today and whether their current loan still fits their situation.

We assist homeowners with refinance reviews for a variety of reasons, including:

• Restructuring existing mortgage terms
• Accessing home equity prudently
• Consolidating debts into one payment
• Removing mortgage insurance when eligible
• Changing property use (primary to rental, or vice versa)
• Planning for renovations or future purchases
• Refinancing FAQs.

Refinancing is not a one-size-fits-all decision. Our role is to explain your options clearly, highlight tradeoffs, and help you evaluate whether any changes make sense for your long-term goals.

📞 Ready to Talk?

Whether you are buying, refinancing, or simply reviewing your options, we are available to answer questions.

Main Office: (206) 393-0684
Text Line: (408) 605-5927
Email: info@pacificcoastfin.com

If you’re buying, refinancing, or simply want to understand where you stand, we’re here to help.