Don't forget about closing costs
When you’re planning to buy or refinance, remember that closing costs are a normal part of every transaction. Understanding them early helps avoid surprises at the closing table.
Closing costs are expenses tied to completing a real estate transaction and are typically shared per contract and local custom.
Two Main Categories
Property-Related
| Category |
Examples |
|---|
| Property |
Title, escrow, recording, taxes, insurance |
| Loan |
Origination, appraisal, credit, interest, impounds, Mortgage Insurance (if required) |
Loan Estimate (LE)
After applying, you receive a Loan Estimate that itemizes estimated costs and terms. Certain fees are regulated and compared to your Closing Disclosure.
No Surprises
We review changes with you before closing so you understand adjustments in advance.
Request a personalized financing review - No obligation. Based on current market conditions and your scenario. Prefer to talk it through?
Talk With a Seattle Mortgage Broker
If you’d like to review your options, discuss estimated payments, or plan next steps, you’re welcome to reach out. Consultations are informational and designed to help you understand available financing scenarios.
Schedule a consultation here
Sam Kader
Owner, Mortgage Broker | NMLS #130505
Pacific Coast Financial LLC | NMLS #78982
1329 N 47th St #31043, Seattle, WA 98103
Office: 206-393-0684 | Cell: 408-605-5927
info@pacificcoastfin.com