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Useful information regarding recent $25 billion foreclosure settlement:

a) Settlement only applies to Bank of America, JPMorgan Chase, Wells Fargo, Ally/GMAC and Citi.

b) Bank of America loan modifications hotline is 877.488.7814. Settlement designate one single point of contact. If given a run around - call Washington state's foreclosure prevention hotline: 877.488.7814.

c) Free housing counselor at 877.894.4663. Homeowners who are current and are seeking loan modification must be evaluated by the servicer to determine risk of imminent default.

d) Details settlement can be found here.